Upstate Retirement Planner

Retirement planning done with purpose, not pressure.

Since 1988, we’ve helped individuals in Spartanburg and throughout the Carolinas plan with purpose today so they’re prepared for their tomorrow.

View from rooftop overlooking a Spartanburg
A happy family enjoying time at the beach. A father is carrying his smiling son on his shoulders.

With the right partner, you can prepare for the future on your terms.

You’ve worked hard to save. We honor that, and we respect it. Our goal is to be an advocate for your future. Why? Because we’re a family business that believes in doing what’s right and supporting those who matter to you.

Spartanburg is our home. We’ve been here for decades and have no intention of going anywhere.

Why So Many Families Continue to Choose

Cohen Financial Group

Retirement is one of life's biggest transitions, and choosing the right financial partner is an important decision. At Cohen Financial Group, we believe lasting relationships are built on trust, education, and personalized guidance—not one-size-fits-all solutions.

Here's what families throughout the Upstate have come to expect from our team:

Personalized Planning

Every retirement journey is different. We take the time to understand your goals, concerns, and priorities before recommending strategies tailored to your unique situation.

Education Comes First

We believe confident decisions begin with understanding your options. Our goal is to explain complex financial topics in plain English so you can make informed choices about your future.

A Comprehensive Approach

Retirement planning is about more than investments. We consider the bigger picture, including retirement income, Social Security, Medicare, tax forward planning, estate planning, and legacy goals.

Long-Term Relationships

Our commitment doesn't end after your plan is created. As your life changes, we're here to help you review your strategy and adjust it as your needs evolve.

Serving Our Community

For more than 35 years, we've been proud to serve individuals and families throughout the Upstate. We're committed to building lasting relationships and helping our neighbors pursue their financial goals.

No-Pressure Conversations

We believe your first meeting should be just that—a conversation. Whether you're preparing for retirement or simply have questions, we're here to listen, provide guidance, and help you explore your options.

Ready to Start the Conversation?

Whether you're planning for retirement, navigating Medicare, or simply looking for answers, we're here to help. We'd be honored to learn more about your goals and discuss how we may be able to assist you.

Schedule a consultation or give us a call today.

“Michael and Judean have gone above an beyond in helping us plan for our future! They know finances and go out of their way to make sure we understand how our money is being invested. I highly recommend them to anyone who is looking to plan for their future. They have been a answered prayer!

—Tim, Spartanburg, SC

“Cohen Financial does an amazing job helping people plan for their future. They will sit down with you at no cost and discuss your needs and wants and help map out a plan that fits your situation. I highly recommend you give them a call and discuss your circumstances and let them help you with a personalized plan.”

—Roy, Spartanburg, SC

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Licensed and trusted in 13 states nationwide.

Smiling couple outdoors with a paper map
Elderly couple and young child walking in forest, holding hands, smiling.

Finances can be stressful. Finding the right financial advisor shouldn’t be.

We take the worry out of financial planning by working closely with clients across the Upstate, to create tailored financial plans rooted in understanding and built on trust.

We work with clients on:

  • Income Planning

  • 401(k) & 403(b) Rollovers

  • Social Security Maximization 

  • Pensions

  • Estate Planning

  • Tax Forward Planning

  • Federal and State Plans

When choosing a financial advisor, two qualities are non-negotiable:
experience and trust.

35+ years